How HomeSmile Works
Step 1
Pick your products
Browse the HomeSmile website and add as many products as you like to your basket.
Step 2
Online application
Complete the online application filling in all the required fields. All applications usually take 48hrs to process.
Step 3
Home Visit
A member of our HomeSmile team will visit your property and complete a home survey and affordability assessment.
Step 4
Payments
Have your payments collected, and payment cards updated, directly from your door from your local agent.
HomeSmile
“Estone Personal Credit Limited are pleased to announce our brand new range of HomeSmile products. The HomeSmile brand provides all essential home improvement products for an affordable weekly repayment to West Midlands based customers. This is an extremely exciting development to our business, and we are pleased to announce to our customers a fantastic new alternative to mainstream goods lenders”.
Products For You
Product Carousel Tabs
Modena Kingsize Bed in Black

Weekly payments starting from: £6.90 Select options
Kelash Large Sideboard

Weekly payments starting from: £9.38 Select options
LG Nano75 43″ 4K SMart NanoCell Freeview Play TV – 43NANO756PR

Weekly payments starting from: £4.02 Select options
Kelash Coffee/TV Unit

Weekly payments starting from: £4.02 Select options
Oporto Dining Table with Roma Beige Chairs

Weekly payments starting from: £13.27 Select options
Hisense Electric Cooker with Ceramic Hob White – HDE3211BWUK

Weekly payments starting from: £6.43 Select options
Meribel Double Bed in Pink

Weekly payments starting from: £10.58 Select options
Hotpoint 14 Place Setting Freestanding Dishwasher – HFC3C26WCUK

Weekly payments starting from: £5.36 Select options
SRI Small Sideboard

Weekly payments starting from: £5.36 Select options
Melbourne Natural Oak 1.6 Extending Dining Table

Weekly payments starting from: £7.91 Select options
Hazel Double Fabric Bed Ice

Weekly payments starting from: £4.69 Select options
Nima Large Sideboard

Weekly payments starting from: £9.38 Select options
What our customers say
My agent Donna is the most nicest person ever.she’s very friendly always happy to help and gos above and beyond for me.always asks how I am always goes that extra mile. Products are good quality and I think everyone is amazing.will highly recommend. Thankyou Emma and Thankyou team 👍🏻
Sharon Stringer
I had my new sofa delivered yesterday. My lovely agent Donna came and sorted out the original enquiry, then Paul came to see me to discuss exactly what I wanted. I only have a small living room, he measured up and sorted out exactly what I asked for, The delivery date and time was arranged, luckily he had the sofa I wanted in stock so I only had to wait a couple of weeks. Paul and Dale arrived exactly as planned and the fitted the sofa together, Paul vacuumed the carpet and put everything back exactly where I wanted it, they also took all the rubbish away. All I had to do was sit back and relax on my new sofa. I cannot recommend this company enough, they are absolutely first class. A* rating to Paul, Donna and Dale.
Valda Arnold
Really great company would definitely recommend I had my 2 girls bedroom furniture and carpet from Paul really great service from start to finish. Made sure everything was perfect for us before leaving. Eddie my agent is brilliant really helpful and spot on with everything. Thank you so much for everything really appreciate it.
Jeanette Black
absolutely love this company! moved into my new house and within a week of being there they made sure my kitchen appliances was in! my hall, stairs, landing and bedroom was complete! it was all priced at a budget that not only suits me but still lets me live my normal everyday to day life and not worry about paying loads! paul and the staff are wonderful always checking to see if the job was done properly and that your happy with it! couldn’t of asked for a better company to help me settle in my home!
thanks again guys!!❤️
Jaye Docker
5*. Company I couldn’t fault this company at all.. been with them 9 years now and wouldn’t go anywhere else.. Paul is amazing friendly will go above board to help you anyway he can and also all he’s staff. I have Mandy as my agent and she’s been a diamond. And get on really on.. had new bed and sofa delivered today such amazing quality and put it all together for you.. highly recommend this company.. thank you for every thing last couple years and new furniture…
Gemma Curtis
So happy with my delivery today, my bedroom looks amazing, thanks to Paul, making sure the furniture fits nicely (as I’ve always struggled with getting the right furniture within such a small space). Brand new oak bed with mattress, wardrobe, chest of draws with mirror and side table. Literally couldn’t of set it out any better. Been with estone nearly 3years, never had any problems very professional team always provided me with top quality products, Great customer care. Thankyou so much Estone keep up the hard work ❤️
Varonica Cox
