How HomeSmile Works

Step 1

Pick your products

Browse the HomeSmile website and add as many products as you like to your basket.

Step 2

Online application

Complete the online application filling in all the required fields. All applications usually take 48hrs to process.

Step 3

Home Visit

A member of our HomeSmile team will visit your property and complete a home survey and affordability assessment.

Step 4

Payments

Have your payments collected, and payment cards updated, directly from your door from your local agent.

HomeSmile

“Estone Personal Credit Limited are pleased to announce our brand new range of HomeSmile products. The HomeSmile brand provides all essential home improvement products for an affordable weekly repayment to West Midlands based customers. This is an extremely exciting development to our business, and we are pleased to announce to our customers a fantastic new alternative to mainstream goods lenders”.

Affordable weekly payments

Top high street brands

Flexible loan terms

No late or missed payment fees

No payment or smart meters

What Are You Looking For?

Products For You

Featured

Washing Machines

Samsung 8kg ADDWASH Washing Machine

Cash Price: £619.93
Weekly payments starting from: £8.17 Select options

Wishlist

Sofas

Mitchigan Right Hand Corner Sofa

Cash Price: £787.50
Weekly payments starting from: £10.45 Select options

Wishlist

Refrigeration

Fridgemaster Fridge Freezer Black

Cash Price: £259.18
Weekly payments starting from: £3.35 Select options

Wishlist

Beds

Pashmina 4’6″ Double Divan Set

Cash Price: £569.00
Weekly payments starting from: £7.37 Select options

Wishlist

Laptops

ASUS Chrome Book 16GB Silver

Cash Price: £316.55
Weekly payments starting from: £4.15 Select options

Wishlist

Music Systems

Sony High Power HI-FI System (Bluetooth)

Cash Price: £281.54
Weekly payments starting from: £6.44 Select options

Wishlist

What our customers say

Absolutely in love with my new sofa and got to say a massive thank you to the staff in rearranging my living room more than x6 times so happy thank you very much

Abbi-Jade

Absolutely in love with my new sofa and got to say a massive thank you to the staff in rearranging my living room more than x6 times so happy thank you very much

Abbi-Jade

We are so pleased with the service and products, the team are so friendly and are dedicated to make sure everything is to our liking and that we are happy. Thank you guys so much we couldn’t be happier!

Darna Thomas

Absolutely love this company. My agent kelly white is a fantastic agent, polite helpful caring. Wouldnt want anyone else. Cheapest interest rates about and the products are value for money. Excellent customer service and problems if any are dealt with straight away. Would highly recommend this company.

June

Been with estone since forever. Paul is a top man and Dawn the agent is brilliant. Would recommend 1000%!! Great company.

Vicky

Very impressed with this company compared too any other I’ve used or heard of, Rates great and so is all the staff. Agent is Lisa who is professional, friendly and Great to talk too, Couldn’t say anything more than I will continue too use these and recommended any other too. Thankyou x

Phil Clarke